In a modern online pawnshop like CASHY, you don't have to overcome a lot of bureaucratic hurdles to get your pawn loan. All you need to borrow €2,500 from us is either a car that you own or one or more items of collateral that you can deposit with us as security. Unlike a bank loan, with CASHY you are taking out a tangible asset loan, so your personal financial status remains completely unknown. There is no credit check for your pawn loan and we do not require proof of income.
This is how it works:
Go to cashy.at and find out immediately how much money you can borrow from us for your car or collateral.
Hand over your collateral in person or simply send it to us.
You can either pay out immediately in cash or as a transfer to your bank or PayPal account
To borrow 2,500 euros from CASHY with your car as collateral, you use your fully functional and registered car as security. You can simply continue to drive your car for the entire term of the loan. Decide flexibly whether you want to borrow the money for 1, 2 or 3 months.
How to process your car loan:
Offer: Enter your vehicle details in our loan calculator, select your desired term and immediately see online how much money you can borrow. If you have the option of parking your car with us during the term, a higher loan amount is possible. However, you can also simply continue to drive your car.
Appointment: In the next step, one of our competent and friendly employees will contact you to check your car. You will need the type certificate, the registration certificate part I+II, the §57a certificate (Pickerl), a spare key, the purchase contract, your registration confirmation and an official photo ID.
Payout: After successful verification, our employee will pay out your money immediately in cash if you wish - but you can also have it transferred to your PayPal or bank account.
Extension: At the end of the term, you have the option to extend, reduce or repay your loan online at any time. We will inform you in good time by e-mail about your options for repayment or extension.
Example of fees for a car loan of 2,500 euros with a term of 1 month:*
Designation | Amount/fees |
---|---|
Continued use | Yes |
Runtime | 1 month |
Loan amount | € 2.500,00 |
issuance fee | € 20,00 |
interest | € 50,00 |
Manipulation fee | € 100,00 |
Total fees | € 170,00 |
To borrow €2,500 from us for one or more items of collateral, all you need is an official photo ID in addition to your item. You can take out, extend or repay your loan from the comfort of your own home.
This is how it works:
Offer: Enter the name of your items at www.cashy.at and find out immediately how much money you can get for which item.
Handover: You can either bring your collateral to a CASHY store or have it sent or collected.
Payout: Depending on the handover, we can also pay out your money directly in cash in the store or at our Pick Up Service. If you have chosen postal delivery, you will receive your money as a PayPal or bank transfer.
Extension: At the end of the 30-day term, you can decide: Do you want to repay or extend your loan? Both are possible - you can carry out both the extension and the repayment in your account from the comfort of your couch.
Here are some examples of items you can use to borrow around €2,500 or more from us:*
Object | You get up to |
---|---|
Gold bracelet with 18 carat, 65 grams | € 2.559,00 |
2x 1 ounce Philharmonic ATS | € 3.268,00 |
MacBook Pro M3 Pro 16-inch 512GB SSD 18GB RAM Silver | € 2.400,00 |
*Please note that the information is a snapshot. Current payout amounts and fees are always updated daily on cashy.at.
Errors and omissions excepted.