5000 euro loan without proof of income - with immediate payout

CAN I GET 5,000 EUROS AT THE PAWNSHOP?

Yes, that is possible. As a holder of the WKO seal of approval, CASHY offers you a reputable alternative to a bank where you can get money even without proof of income. We grant pawn loans - this means that we lend you money if you provide us with collateral. You can even keep driving your car with a car pawn loan.

Here are a few examples of collateral that you can pawn with CASHY.

• You own a car that is neither leased nor financed.

• You own valuable family jewelry, a watch or designer bags that are out of the question for sale.

• You have several electronic devices that you do not need for a certain period of time.

Find out now on cashy.at how much money you can borrow for your collateral.

WHAT DOES IT MEAN TO TAKE OUT A PAWN LOAN

All you need for a pawn loan is collateral. You deposit this as collateral with CASHY and receive cash or a transfer to your PayPal or bank account in return. With CASHY, it doesn't matter if your account is in the red or if you have other debts. All you need to take out a pawn loan is collateral and an official photo ID that confirms your identity and that you are of legal age.

You have various options with CASHY. The fees and conditions depend on whether you want to take out a normal pawn loan or a car pawn loan. We explain the difference:

PAWN LOAN

With a pawn loan, you leave us your collateral such as jewelry, a watch, a tablet or smartphone and receive money in return. The term is 1-3 months and can be extended at any time. The item remains securely stored in our video-monitored warehouse for the duration of the pawn loan. If you are able to pay it back earlier, you can retrieve your item at any time. If you need more time, you can easily extend or reduce your pawn loan online at any time.

Here we show you how the fees for a pawn loan of 5,000 euros for a luxury watch with a term of 30 days are made up*.

Important: You can pawn as many different items as you like at the same time. Search for your items at www.cashy.at and see how much money you can get for them.

CAR LOAN

A car pawn loan is also a short-term loan in kind. In this case, you use your car as collateral for cash or the transfer of a sum of money to your account. The difference is that you can still drive your vehicle after taking out the pawn loan. The term of a car pawn loan is also flexible. You can choose between 1, 2 or 3 months and extend it as often as you like.

Here we show you how the fees for a €5,000 car loan with a term of 1 month and continued use are made up*.

*As of April 2024. Please note that the calculation examples are a snapshot. You can find current amounts and fees at CASHY.at.

HOW DO I GET MY MONEY PAID OUT?

1. Get a quote: Simply tell us which collateral you would like to pawn and our digital valuation system will immediately show you how much money you can get for it.

2. Handover: If you agree to the credit offer, you are free to choose how your collateral should be delivered to us. You can drop by one of our CASHY stores in Vienna, Linz or Graz or simply send us your item. We will send you an address label by e-mail if necessary.

3. Payout: After a short check of your item, you will receive your money either immediately in cash (in the store) or transferred to your PayPal or bank account.

4. Extension or repayment: At the end of the loan term, you can decide whether you want to redeem your item or extend your loan. You can carry out extensions, partial repayments or repayments from the comfort of your own home via your account.

HOW YOUR CAR LOAN WORKS

YOUR ADVANTAGES WITH CASHY

CASHY is a reliable partner for your deposit or car loan. Your fees are displayed transparently and clearly on our website even before you sign the contract. In your practical online account, you can also call up the fees at any time on a daily basis. This means you are always in the know and can decide at any time after the term has expired whether you want to extend, reduce or repay your loan.

• According to a study by the Chamber of Labor together with the VKI, CASHY also scores with the best price-performance ratio thanks to its high level of transparency and practical online processing with instant offers.

• CASHY is the proud bearer of the seal of approval of the Austrian Chamber of Commerce and voluntarily undertakes to adhere to the professional rules of the Austrian Financial Services Association.

• CASHY stands for high customer satisfaction. If you have any questions or problems, the knowledgeable and friendly CASHY team is always there for you during opening hours.