Instead of a conventional bank loan, CASHY offers you a practical tangible asset loan to bridge your financial bottleneck. You give us collateral from your property as security and can borrow money from us immediately. As a reputable pawn shop, we carry the WKO seal of approval. This means that our fee tariff has been approved by the Association of Financial Service Providers. Our high Google ratings and high recommendation rate reflect the satisfaction of our customers.
This is how you calculate your possible loan amount:
Enter the name of your collateral on cashy.at and receive an instant quote.
Drop by one of our stores to hand over your item for storage.
Receive your money immediately in cash or as a transfer to your PayPal or bank account.
To take out your loan with CASHY, all you need is collateral that you can deposit with us. This serves as collateral for the money that we can lend you for the duration of the term. Your item will be stored securely in our video-monitored warehouse.
This is how you process your loan:
Offer: Go to CASHY.at and enter the name of your item in the search window at the top. For electronic devices, you then confirm the functionality. Select the condition and your offer will be displayed immediately in real time. Click on "Get money now".
Transfer: You can of course pawn several items at the same time - your items are clearly displayed at the top of this step. Select "Deposit" to take out a loan with CASHY and click on "Continue". You can now choose whether you want to bring your item to the store or send it to us.
Pay out: You can get cash for the deposit on your account directly in the store (in Vienna, Linz, Graz, Cologne, Essen, Munich or 2x in Berlin). If you send us your item, you will usually have your money in your PayPal or bank account the next working day after we receive your item.
Extension/repayment: Your loan can either be repaid at the end of the term or extended as often as you like. You can also repay a partial amount at any time as part of the extension so that you don't have to pay the whole amount at once. The interest will then be adjusted to the lower loan amount.
Above all, you get your loan quickly and easily, because with us you don't have to go through countless verification steps before payment. Our digital evaluation software makes your offer immediately and as a pawn shop with the seal of approval of the Austrian Federal Economic Chamber, we also offer you maximum security and reliability.
Your most important points at a glance:
Credit offer in real time
High transparency
Fair fees
No personal liability for pawn loans
Shipping possible
Safe storage of your collateral
Simple processing from home
Credit without a bank - no need to check your financial situation
Top customer service
Here you will find an excerpt of the most frequent customer inquiries:
QUESTION | ANSWER |
---|---|
How are the fees at CASHY made up? | From the issuance fee, the interest and the custody fee. |
Can I get a loan from CASHY without collateral? | Unfortunately, we only grant loans to customers who can provide collateral. |
Are there any items that I cannot pawn with CASHY? | Items such as bulky goods (washing machines, dishwashers, etc.), clothing, furniture or weapons cannot be pawned with CASHY. |
Does CASHY have a minimum payment amount for a loan? | The minimum payout amount varies depending on the collateral, but is at least €30. |
Where will my item be stored? Is it safe? | Your item is stored in our video-monitored warehouse and is insured for 1.5 times its value. |
Which designer bags does CASHY accept? | We accept the following brands: Balenciaga, Bottega Veneta, Burberry, Celine, Chanel, Chloe, Coach, Dior, Fendi, Goyard, Gucci, Louis Vuitton, Prada & Saint Laurent. |
Will my data be treated confidentially? | Of course we do. We attach great importance to the confidential handling of your data and never pass it on without your express consent. |
Errors and omissions excepted.