This means that CASHY offers you an alternative that does not require proof of income. Credit checks or other requirements are also not necessary for a pawn loan. All you need is collateral that you can deposit with us as security during the term of the loan. With a car pawn loan, you can even continue to drive your vehicle in Austria and still borrow money.
How your pawn loan or car pawn loan:
Check CASHY.at to see how much money you can borrow for your collateral, such as a smartphone, tablet, watch, jewelry, car and much more, and get an instant quote.
Decide how your collateral comes to us (handover in the store or shipping) or come by with your car for an inspection in one of our stores.
Receive your money in cash (if you hand it over in person) or as a PayPal or bank transfer.
You can get your money from a reputable pawn shop like CASHY quickly, unbureaucratically and without a bank. We don't care what your account balance is or whether you have debts - everyone can get a loan at CASHY.
Your advantages:
You get an instant online loan offer
You get a loan without a bank - quickly and anonymously
You are not personally liable for your pawn loan
Our fair fees were confirmed by the Chamber of Labor and the VKI - the Kurier reported on this.
You can also send your collateral to us anywhere in Austria.
A pawn loan is nothing more than a loan in kind, where you deposit collateral and receive cash or a transfer to your PayPal or bank account in return. At CASHY, it doesn't matter what your finances look like - all we need is your item and an official photo ID that confirms you are of legal age.
This is how it works:
Tell us on cashy.at which collateral you would like to pawn and you will immediately receive information on how much we can pay you for it.
Decide how your item should come to us. Either visit us in one of our stores in Vienna, Graz or Linz or simply send us your item. You must always visit one of our stores to have your car checked.
You can choose whether you want to receive your money in cash (when you visit the store) or as a PayPal or bank transfer.
Once your pawn loan has expired, you can decide whether you want to extend or reduce your loan or whether you want to redeem your item. You can manage everything from the comfort of your own home via your online account.
Here you will find examples of collateral with the current maximum possible payout amounts:*
COLLATERAL | CONDITION | LOAN AMOUNT UP TO |
---|---|---|
APPLE IPHONE 15 PRO 512GB | As good as new | € 710,- |
SAMSUNG GALAXY S24 ULTRA 1TB | Good | € 570,- |
APPLE IPAD AIR 5 256GB, 5G, SPACE GRAY | Used | € 235,- |
GARMIN MARQ DRIVER | New | € 803,- |
1 OUNCE PHILHARMONIC ATS | - | € 1.631,- |
We summarize your advantages once again:
Real-time price: You'll get an instant credit offer for over 60,000 collaterals and cars as soon as you enter your item on cashy.at.
High transparency: You will find a clear breakdown of all fees before you take out your loan and can also view them in your account at any time during the term.
Easy processing: Take out your loan from the comfort of your couch. You can also extend or repay your loan completely online.
Austria-wide shipping: You can also simply send us your item and are therefore not tied to a specific location.
Credit without a bank: You don't have to go through any tedious checks - with CASHY, the only thing that counts is your collateral.
No personal liability: If you are unable to repay your pawn loan for collateral other than cars, you are not personally liable.
Secure storage: Your collateral is stored in our insured and video-monitored warehouse.
*As of April 2024. Please note that the amounts shown are only a snapshot. You can always find the latest prices at cashy.at.
IT'S SMART. IT'S QUICK. IT'S HELPFUL.
IT'S CASHY