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Fragen & AntworenInstant money into your account without a loan - 5 simple options
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USE ONE OF THE 5 FASTEST OPTIONS
These options bring money into your account quickly and without a loan:
Sell items to dealers immediately
Withdraw cash from credit card
Borrow money privately
Salary advance
Job with daily pay out
IMMEDIATE SALE OF COLLATERAL
If you need money immediately, you usually don't have time to wait long for a buyer for your collateral. So if you have an item such as an iPad, smartphone, jewelry, coins or much more, you can sell it directly to a dealer and get money immediately.
It's as simple as that:
Offer: On cashy.at you can either find out immediately online how much you can get for your item or you can get an individual offer within a very short time using a form.
Handover: You can bring your item directly to a store in Vienna, Linz or Graz or send it by post.
Payout: You can pay out immediately in the store in cash or by bank transfer to your PayPal or bank account.
Tip: If you don't want to part with your item, you can also take out a pawn loan. This means you only have to give up your collateral temporarily and can get it back at the end of the term.
WITHDRAW CASH FROM CREDIT CARD
To bridge a shortage and get money into your account immediately, you can also use your credit card. You can usually withdraw up to €1,500 per week and deposit it into your account.
Important: If you do not want the total amount to be debited in the following month, you have the option of switching to installment payments. The prerequisites for this are a good credit rating and regular salary receipts.
BORROW MONEY PRIVATELY
It often takes a lot of effort to ask for money from family, friends or acquaintances. However, if you present a concrete plan for repayment and a private loan agreement, your chances of finding someone to lend you the money increase.
SALARY ADVANCE
If you are in an upright employment relationship, you have the option of asking your employer for a salary advance. As a rule, the money borrowed is then deducted from your subsequent salaries each month. However, if paid overtime or vacation or Christmas bonuses are due to be paid out in the near future, you can also make another individual agreement for repayment.
You usually have these options:
PREREQUISITE | REPAYMENT |
|---|---|
Advance payment for vacation pay | Vacation pay is withheld. |
Advance payment for paid overtime | Payment for overtime is withheld. |
Advance payment without upcoming bonus payments | Salary is reduced by agreed installments for a certain period of time. |
JOB WITH DAILY PAY OUT
There are various companies that pay out your earned money or tips daily for work done - especially in the hospitality industry, you will quickly find ways to get paid out on the same day.
It is best to look for jobs as a temporary employee and ask the employer directly whether it is possible to pay out at the end of the working day.