Instant loan without proof of income - CASHY pays out your money immediately
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EVERYONE GETS A LOAN WITH CASHY
Even without an income, CASHY gives you the opportunity to get money immediately, because we don't grant traditional bank loans, but loans in kind. This means you deposit collateral such as a watch, tablet, Macbook, jewelry, e-bike or much more with us and can borrow money from us in return.
You specify which item you would like to pawn at www.cashy.at and receive your offer online in real time.
You give us the item in person or send it to us.
You will receive your money up to € 9,999 directly in cash when you hand it over in person, when it is sent to your bank account or via PayPal.
HOW TO GET YOUR INSTANT LOAN
With CASHY, you don't have to explain your financial situation or make tedious inquiries - your financial status remains completely anonymous with us. All that matters is your collateral. At www.cashy.at you can immediately see how much credit you can get for which item - you can also use several items at the same time.
This is how it works:
Offer: At www.cashy.at you will find a search window where you can enter the name of your item. You will immediately receive a transparent credit offer with the amount of the payout and the corresponding fees. If you can't find your item there, you can also browse through the categories or send us a request via our form or WhatsApp.
Handover: You can then choose how you want to hand over your items: send us your items or hand them over in person at one of our stores.
Pay out: In the next step, you choose how you would like to receive your money - you can choose between cash (up to € 9,999), a bank transfer or a transfer via PayPal.
Extension: If you don't want to repay your instant loan but want to extend or reduce it, that's no problem. You can make all payments via your account from the comfort of your own home. After repayment in full, you will receive your collateral back.
Here we show you an example of a loan for an 18 carat, 16g gold chain with a partial repayment of €200 at the end of the term*.
DESCRIPTION | AMOUNT/HEIGHT |
|---|---|
Loan amount | € 547,- |
issuance fee | € 15,- |
Storage costs | € 2,- |
Interest | € 19,15 |
Partial repayment | € 200,- |
Renewal fee included | €36,15 |
New loan amount | € 383,15 |
New renewal fee | € 26,37 |
*As of March 2024.
YOUR SAFE ALTERNATIVE TO A BANK LOAN
As a financial service provider with the seal of approval of the Austrian Federal Economic Chamber, we guarantee secure processing of your instant loan, even without a bank.
We have summarized the most important advantages for you:
You get your loan paid out immediately without any waiting time.
Your fees are displayed completely transparently right from the start.
Processing your loan is easier than ever before and takes place conveniently online via your account.
You can simply send us your item, but we also look forward to your visit to one of our CASHY stores.
You get your loan without a bank and therefore without having to go through your financial situation.
You are not personally liable for our loan. If you are unable to extend or repay the loan, your item will be auctioned off. If the proceeds less fees exceed the amount of your loan, we will pay out the surplus to you. If the proceeds are lower, you will still be debt-free.
Our fees are not only transparent, but also fair, as confirmed by a Chamber of Labor study.
We store your collateral in our video-monitored warehouse with 1.5 times the value insured.
Customer service is our top priority - our friendly and competent team will be happy to help you with any questions you may have.