At CASHY you are free to decide whether you would prefer cash (up to a maximum of €9,999) or a transfer to your PayPal or bank account. A cash payout is only possible in one of our stores.
We will get back to you within our opening hours (Mon-Thu from 09:00-17:00 and Fri from 09:00-14:00) just a few minutes later!
About WhatsAppChoose your item and find out immediately how much money you will receive from us.
Come to our store or simply send us your item.
That's how fast you get the money: You get it in cash or by bank transfer (bank or PayPal).
At CASHY you are free to decide whether you would prefer cash (up to a maximum of €9,999) or a transfer to your PayPal or bank account. A cash payout is only possible in one of our stores.
You have the option of extending your pawn loan during the term of your pawn loan. If you are unable to extend your pawn loan or repay it within the agreed term, your camera will be auctioned off after a waiting period and notification by CASHY. If the proceeds less the fees exceed the amount of your pawn loan, you will be paid out the difference. However, your debt is also settled if a lower amount is achieved at the auction.
Yes, this is possible with CASHY. The greater the signs of use, the less your camera will be worth.
We will store your camera safely for you in our video-monitored warehouse during the credit period. What's more, your device is insured for 1.5 times its value while it is stored by us.
Yes, all customers who wish to take out a pawn loan with CASHY must be of legal age.
The CASHY stores are located at three sites in Austria:
CASHY Vienna: Burggasse 117, accessible by subway U6 (Burggasse/Stadthalle station)
CASHY Graz: Tummelplatz 5, GR 1, 8010 Graz, accessible by city bus 30 (Tummelplatz station)
CASHY Linz: Figulystraße 3, 4020 Linz, accessible by streetcar (Göthekreuzung station) or bus (Musiktheater station)
If you bring your camera to our store, the amount will normally be paid out to you after a short waiting period. If you have opted for shipping, we will check your camera once it has arrived. As a rule, you will receive your money in your account the next working day after the check.
The costs for a pawn loan with CASHY are made up of the issuance fee, interest (1.75% per half month) and the custody fee. We show you how high the fees are for a pawn loan for a camera with a term of 30 days and how they are made up:
Loan amount: € 1.000,-
Issuance fee: € 20,-
Custody fee: € 4,-
Interest: € 35,-
Total fees: € 59,-
You can find all further information about interest and fees at CASHY in our clear table of fees.
Please note: A pawn loan is suitable for short-term bridging due to the short term of 1-3 months. The interest rate is 1.75% per half month, which corresponds to 42% per year. For example, if you were to keep renewing your pawn loan with a term of 3 months and reach a total term of 1 year, the fees would be as follows:
Loan amount: € 1.000,-
Issuance fee: € 80
Custody fee: € 46
Interest: € 420
Total fees for 1 year (term not offered in this length): € 546,-