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FAQs)
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The value is calculated based on several factors such as the age and general condition of your device. On our website you can see how much money you would receive for your collateral.
Money services by CASHY
More information
Visit a cell phone pawn shop and get money immediately
Use your smartphone as collateral with CASHY and get a pawn loan. You can check online how much money you can get for your device. Simply select your model and immediately find out everything about the possible payout amount including fees.
How does the pawn loan for my cell phone work?
If you want to pawn your cell phone with CASHY, the process for your pawn loan is very simple:
Select your phone model above and describe the condition as accurately as possible. When selecting the condition, you will find precise information on the signs of use your cell phone may have. If you can't find your device, please send us a request using the form. We will get back to you a little later during opening hours with an individual offer.
Once you have found your device, you will need an account to book online. At the top of the screen you will find the login and can register if you are not yet a CASHY customer.
Choose whether you want to come to one of our stores in Vienna, Graz or Linz in person, or whether you want to send your cell phone to us. You can also choose whether you want to have your money paid out in cash, by bank transfer or to your PayPal account.
Once your online pawn ticket has been created, you will receive the pay out in the store immediately in cash or by bank transfer. In the case of shipping, you will receive your money no later than the next working day after we receive your cell phone.
If you want to redeem your cell phone, you can make the repayment conveniently via your account or directly in the store. It is also possible to make only a partial repayment or extend your pawn loan as often as you like.
WRITE TO US DIRECTLY
Can't find your cell phone or have other questions about the pawn loan? Just write to us via WhatsApp!
To the chat
Make money with CASHY in 3 steps
1
Choose your item and find out immediately how much money you will receive from us.
2
Come to our store or simply send us your item.
3
That's how fast you get the money: You get it in cash or by bank transfer (bank or PayPal).
Great staff, helped us a lot. I would recommend it to anyone here and they have really reasonable fees. As a person you are really appreciated here!
ali etemov
The most frequently asked questions to CASHY
With a pawn loan, you receive a loan and give us collateral during the term of the loan. CASHY accepts collateral such as electronics, jewelry, luxury watches, designer bags and many more.
If you bring your phone to our store, you will normally be paid out immediately. If you have opted for shipping, we will check your device once it has arrived. As a rule, your money will be in your account the next working day after the check.
If you extend your pawn loan, you will be charged a small partial amount. This is made up of the interest and fees that have accrued up to the date of the extension. You can also check your fees online in your account at any time.
If the value of your cell phone has fallen sharply during the pawn credit period, you must make a corresponding partial repayment.
Yes, all customers who wish to take out a pawn loan with CASHY must be of legal age.
You have the option of extending your pawn loan during the term of your pawn loan. If you are unable to extend your pawn loan or repay it within the agreed term, your cell phone will be auctioned off after a waiting period and notification by CASHY. If the proceeds less the fees exceed the amount of your pawn loan, you will be paid out the difference. However, your debt is also settled if a lower amount is achieved at the auction.
The costs for a pawn loan with CASHY are made up of the issuance fee, interest (1.75% per half month) and the custody fee. We show you how high the fees for a pawn loan for a smartphone with a term of 30 days are and how they are made up:
Loan amount: € 140,00
Issuance fee: € 5,00
Custody fee: € 4,00
Interest: € 4,90
Total fees: € 13,90
You can find all further information about interest and fees at CASHY in our clear table of fees.
Please note: A pawn loan is suitable for short-term bridging due to the short term of 1-3 months. The interest rate is 1.75% per half month, which corresponds to 42% per year. For example, if you were to keep renewing your pawn loan with a term of 3 months and reach a total term of 1 year, the fees would be as follows:
Loan amount: € 140.00
Issuance fee: € 20.00
Custody fee: € 48.00
Interest: € 58.80
Total fees for 1 year (term not offered in this length): € 126.80