Question 1

How much money will I get for my coins or bars?

Accepted Answer

On our website you can see how much money you would receive for your coins and bars. You can also write to us using our form.

Question 2

Can I also hand over my coins or bars in the store?

Accepted Answer

You can also bring your coins or bars to the store in person during opening hours. You can pay out your money in cash (up to EUR 9,999) or by bank transfer.

Question 3

How long do I have to repay my pawn loan?

Accepted Answer

The term of a pawn loan can be between one and three months and can be extended at any time if required. At the end of your pawn loan and a 4-week grace period, your collateral will be liquidated in your best interest. You will receive three notifications until your coins or bars are realized by CASHY. If the proceeds from the liquidation exceed your outstanding loan amount, you will receive the surplus. However, if the liquidation proceeds are lower than the outstanding amount, you are no longer liable to pay. This means that there is no additional risk for you.

Question 4

Will my data be treated confidentially?

Accepted Answer

Your personal data will never be passed on unless you give us your express permission to do so.

Question 5

Do I have to be of legal age to take out a pawn loan with CASHY?

Accepted Answer

Yes, all customers who wish to take out a pawn loan with CASHY must be of legal age.

Question 6

How do I get my money paid out?

Accepted Answer

You can have the money for your item paid out in cash or as a transfer to your PayPal or bank account. Due to the Money Laundering Act, cash payouts are possible up to a maximum of EUR 9,999. For higher payout amounts, the difference will be transferred to your account.

Question 7

Fees and term

Accepted Answer

The costs for a pawn loan with CASHY are made up of the issuance fee, interest (1.75% per half month) and the custody fee. We will show you how high the fees for a pawn loan for a coin with a term of 30 days are and how they are made up:
Loan amount: € 1.000,-
Issuance fee: € 20,-
Custody fee: € 2,-
Interest: € 35,-
Total fees: € 59,-
You can find all further information about interest and fees at CASHY in our clear table of fees.
Please note: A pawn loan is suitable for short-term bridging due to the short term of 1-3 months. The interest rate is 1.75% per half month, which corresponds to 42% per year. For example, if you were to keep renewing your pawn loan with a term of 3 months and reach a total term of 1 year, the fees would be as follows:
Loan amount: € 1.000,-
Issuance fee: € 80,-
Custody fee: € 24
Interest: € 420
Total fees for 1 year (term not offered in this length): € 524,-

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The most frequently asked questions to CASHY