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FAQs)
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At CASHY you are free to decide whether you would prefer cash (up to a maximum of €9,999) or a transfer to your PayPal or bank account. A cash payout is only possible in one of our stores.
Money services by CASHY
More information
Pawn your e-bike and get money right away
Use your e-bike as collateral for a loan. Make your selection below and tell us how much money you want.
WRITE TO US DIRECTLY
We are via WhatsApp if you have any questions about processing your pawn loan. Just write to us!
To the chat
Make money with CASHY in 3 steps
1
Choose your item and find out immediately how much money you will receive from us.
2
Come to our store or simply send us your item.
3
That's how fast you get the money: You get it in cash or by bank transfer (bank or PayPal).
Great staff, helped us a lot. I would recommend it to anyone here and they have really reasonable fees. As a person you are really appreciated here!
ali etemov
The most frequently asked questions to CASHY
You have the option of extending your pawn loan during the term of your pawn loan. If you are unable to extend your pawn loan or repay it within the agreed term, your e-bike will be auctioned off after a waiting period and notification by CASHY. If the proceeds less the fees exceed the amount of your pawn loan, you will be paid out the difference. However, your debt is also settled if a lower amount is achieved at the auction.
Yes, this is possible with CASHY. The greater the signs of use, the less your e-bike will be worth.
Yes, all customers who wish to take out a pawn loan with CASHY must be of legal age.
The CASHY stores are located at three sites in Austria:
CASHY Vienna: Burggasse 117, accessible by subway U6 (Burggasse/Stadthalle station)
CASHY Graz: Tummelplatz 5, GR 1, 8010 Graz, accessible by city bus 30 (Tummelplatz station)
CASHY Linz: Figulystraße 3, 4020 Linz, accessible by streetcar (Göthekreuzung station) or bus (Musiktheater station)
The costs for a pawn loan with CASHY are made up of the issuance fee, interest (1.75% per half month) and the custody fee. We will show you how high the fees for a pawn loan for an e-bike with a term of 30 days are and how they are made up:
Loan amount: € 1.000,-
Issuance fee: € 20,-
Custody fee: € 6,-
Interest: € 35,-
Total fees: € 61,-
You can find all further information about interest and fees at CASHY in our clear table of fees.
Please note: A pawn loan is suitable for short-term bridging due to the short term of 1-3 months. The interest rate is 1.75% per half month, which corresponds to 42% per year. For example, if you were to keep renewing your pawn loan with a term of 3 months and reach a total term of 1 year, the fees would be as follows:
Loan amount: € 1.000,-
Issuance fee: € 80
Custody fee: € 72
Interest: € 420
Total fees for 1 year (term not offered in this length): € 572,-