Question 1

How do I get my money when I sell my iMac?

Accepted Answer

At CASHY, you are free to decide whether you would prefer cash (up to a maximum of €9,999) or a transfer to your PayPal or bank account. A cash payout is only possible in one of our stores.

Question 2

What happens if I cannot repay my pawn loan?

Accepted Answer

You have the option to extend your pawn loan during the term of your pawn loan. If you are unable to extend your pawn loan or repay it within the agreed term, your iMac will be auctioned off after a waiting period and notification by CASHY. If the proceeds less the fees exceed the amount of your pawn loan, you will be paid out the difference. However, your debt is also settled if a lower amount is realized at the auction.

Question 3

Can I deposit my iMac even if it shows signs of use?

Accepted Answer

Yes, this is possible with CASHY. The greater the signs of use, the less your iMac will be worth.

Question 4

Where will my iMac be stored during the term of the pawn loan?

Accepted Answer

We'll keep your iMac safe for you in our video-monitored storage facility during the credit period. What's more, your device is insured for 1.5 times its value while it is stored by us.

Question 5

Do I have to be of legal age to take out a pawn loan with CASHY?

Accepted Answer

Yes, all customers who wish to take out a pawn loan with CASHY must be of legal age.

Question 6

Where can I find the CASHY stores?

Accepted Answer

The CASHY stores are located at 3 locations in Austria:

CASHY Vienna: Burggasse 117, accessible by subway U6 (Burggasse/Stadthalle station)
CASHY Graz: Tummelplatz 5, GR 1, 8010 Graz, accessible by city bus 30 (Tummelplatz station)
CASHY Linz: Figulystraße 3, 4020 Linz, accessible by streetcar (Göthekreuzung station) or bus (Musiktheater station)

There are also 5 locations in Germany. On our overview page you will find all stores and opening hours with information on how to get there.

Question 7

How long does it take to pay out in cash or to my account?

Accepted Answer

If you bring your iMac to our store, the amount will normally be paid out to you after a short waiting period. If you have opted for shipping, we will check your iMac after it has arrived. As a rule, your money will be in your account the next working day after the check.

Question 8

Fees and term

Accepted Answer

The costs for a pawn loan with CASHY are made up of the issuance fee, interest (1.75% per half month) and the custody fee. We show you how much the fees for a pawn loan for an iMac with a term of 30 days are and how they are made up:
Loan amount: € 1.000,-
Issuance fee: € 20,-
Custody fee: € 4,-
Interest: € 35,-
Total fees: € 59,-
You can find all further information about interest and fees at CASHY in our clear table of fees.
Please note: A pawn loan is suitable for short-term bridging due to the short term of 1-3 months. The interest rate is 1.75% per half month, which corresponds to 42% per year. For example, if you were to keep renewing your pawn loan with a term of 3 months and reach a total term of 1 year, the fees would be as follows:
Loan amount: € 1.000,-
Issuance fee: € 80
Custody fee: € 46
Interest: € 420
Total fees for 1 year (term not offered in this length): € 546,-

PAWN YOUR IMAC AND GET MONEY RIGHT AWAY

PAWN YOUR IMAC AND GET MONEY RIGHT AWAY

Use your iMac as collateral for a loan. Make your selection below and tell us how much money you want.

Model

Condition

Colour

Internal storage

Model identification

RAM

Ports

Gewünschter Betrag in €

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The most frequently asked questions to CASHY