Pawnbroking - Borrow money online with collateral
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Pawnbroking online - quick cash with a good feeling
The main difference between our smart pawn shop and conventional pawn shops is that you can get instant offers directly online. So you know in advance how much money you will receive for your collateral.
Our team is there for you every day online and at three locations in Austria. We offer:
Online instant offers on 60,000 items & cars.
24/7 cash. Smart and easy.
No hidden costs. Always have an overview.
Shipping & 3 stores in Austria
Cash, bank transfer, PayPal
WHAT IS A PAWN LOAN?
In a pawnshop, you use collateral as security to borrow money - you take out what is known as a loan in kind. Apart from your item, all you need is an ID that confirms you are of legal age. CASHY pays out the money in cash or by transferring it to your PayPal or bank account.
Example: Deposit your smartphone with CASHY and receive CASHY or a bank transfer immediately in exchange. At the end of the term, you can extend or reduce your pawn loan or redeem your device by paying back the total amount.
WHAT REQUIREMENTS DO I HAVE TO FULFILL? WHAT DOCUMENTS DO I NEED?
The advantage of a pawnbroker is that the only requirement is that you must be of legal age and have collateral. Your financial situation is completely irrelevant because it does not play a role in your pawn loan. So it doesn't matter if you're unemployed, in debt or have a large deficit in your account, because you can borrow money anonymously with CASHY. All you need to take out a pawn loan is collateral you own and an official photo ID.
HOW EXACTLY DOES PAWNBROKING WORK?
At a pawn shop, you can borrow money using your collateral as security. The pawn shop has sufficient collateral with your item so that no lengthy checks or other requirements are necessary. From electronics & tools, insurance & designer bags to cameras, Macbooks and much more, you can use cashy.at to get a pawn loan. These steps are necessary to pawn your collateral:
On cashy.at you will immediately receive a payout amount including an overview of fees when you enter your item. Use the form for individual inquiries and receive a response with your personal offer within a very short time on working days.
You can send your item or come to the store in person - whichever you prefer.
You can get your payout immediately in the store in cash (up to € 9,999) or by bank transfer. For shipping, you can choose between PayPal or bank transfer.
At the end of the term, you can simply extend, reduce or settle your pawn loan in your account. Your collateral will be returned to you in the same way as you handed it over to CASHY.
HOW MUCH MONEY DO I GET?
The amount of your pawn loan is based on a partial value of the current market value of your collateral - so you always get the highest possible price paid out.
Will I receive my money immediately in cash?
Yes, that is possible. If you visit the pawnshop in person, you can have your pawn loan of up to € 9,999 paid out immediately in cash. Without any bureaucratic hurdles or further waiting times. A PayPal or bank transfer is also possible with CASHY. With this option, you will usually have your money in your PayPal or bank account 24 hours after handing over your item.
WHAT HAPPENS IF I CANNOT REPAY THE PAWN LOAN?
During a grace period of 4 weeks, you have the opportunity to redeem your item after all and can even bid for it afterwards. If your item still has to be auctioned, CASHY will transfer the surplus to you after deducting the fees. If your collateral brings in less money than you borrowed for it, you still don't have to pay anything extra. So you are always on the safe side.
WHAT SERVICES DOES A PAWNSHOP LIKE CASHY OFFER? WHAT SECURITY DO I HAVE?
As a pawnbroker with the seal of approval of the Austrian Federal Economic Chamber, CASHY is a safe and reputable lender. As a pawn shop with digital evaluation software, we also offer you anonymous instant offers in real time and scored highly in an independent study by the Chamber of Labor and the VKI with our fair fees.
Your item is insured for 1.5 times its value during your term and stored in our video-monitored warehouse, where it is completely safe.
Depending on your location, we are available for you on site from Monday to Saturday, but you can also conveniently process your pawn loan via smartphone. In your account, you can not only view your charges, but also extend, reduce or repay your loan.
If you don't want to come to the store in person, you can simply send your collateral to us. We will take care of the processing.
CAN I ALSO PAWN MY CAR IN A PAWNSHOP?
Yes, that is possible. With a car loan, you use your car as collateral instead of another collateral. The term can be freely selected between 1, 2 and 3 months and you can choose whether you want to park your car during this time or continue driving.
Our practical loan calculator for car loans shows you the highest possible payout amount after entering the vehicle data.